The Blog

Clear answers for complex retirement decisions

142 articles on retirement, taxes, investing and planning.

Taxes

How Billionaires Avoid Taxes Legally (And How You Can Too)

Retirement

Can You Retire at 60 With $1.5 Million? A Real Retirement Planning Case Study

Retirement

You've Saved for Retirement. Now What? 3 Strategies for Retirement Spending

Investing

Investing in Alternatives: Are They Worth It?

Investing

Financial Advisor vs. Fiduciary: Why Wall Street Rebranded the Stockbroker

Taxes

Did I Make A Mistake Putting All My Money in a Traditional 401(k)?

Financial Planning

Will AI Replace Your Financial Advisor?

Retirement

5 Things That Matter More Than Saving for Retirement

Retirement

Want to Retire Early? Do These 5 Things First

Taxes

5 Warning Signs You’re Not Ready to Retire

Taxes

5 Retirement Tax Planning Moves That Can Lower Your Tax Bill

Taxes

How Much Do I Need in Retirement? What Most Calculators Don’t Tell You

Investing

What to Do When Your Financial Advisor Retires. 8 Questions to Ask Your New Advisor

Investing

The Best Investment Strategies for High-Income Earners: $100K, $300K and $600K+

Retirement

HRA Spillover for United Pilots: How to Maximize Your 401(k) and Take-Home Pay

Taxes

Recently Divorced After 50? How to Protect Your Retirement

Taxes

Stop Overpaying the IRS: 3 Tax Free Retirement Account Strategies

Investing

Understanding Bitcoin Part 2: How to Own It, Protect It, and Pass It Down

Investing

Should I Buy Bitcoin? Part 1: What Cautious Investor Should Know

Taxes

What Happens When You Retire? 5 Things That Disappear When You Stop Working

Investing

Retirement Investing Strategy: How $100K Can Grow Into $2 Million

Taxes

How Much Should You Have in Your 401(k) by Age?

Investing

8 Retirement Assets Wealthy Retirees Avoid

Retirement

Why a Pension Changes Everything in Retirement

Taxes

The Retirement Tax Strategies Most People Miss

Retirement

How to Increase Your Social Security Benefits (Before It’s Too Late)

Retirement

What to Sell Before Retirement: 5 Things Most People Miss

Investing

Should You Pay Off Your Mortgage or Invest? (What Actually Makes Sense)

Investing

Common Investing Mistakes (And How to Fix Them)

Investing

How to Invest in 2026 Without Guessing or Taking Unnecessary Risks

Investing

Retiring Soon? It’s Time to Revisit Your Portfolio

Taxes

RMD Questions Answered - Timing, Taxes, and Inheritance

Investing

Automate Your Wealth: 2026 Contribution Limits Explained

Investing

Jump Start Your Year: New Year Financial Tips for Smarter, More Intentional Planning

Investing

Tax-Efficient Investing: How to Lower Your Tax Bill Without Sacrificing Growth

Retirement

Am I Ready to Retire? Risk, Returns, and Real Answers

Investing

What to do with an Inherited IRA (And the Mistakes to Avoid)

Financial Planning

Year End Planning - The Two Minute Drill for Your Financial Life

Taxes

Your Biggest Retirement Questions Answered: Client Q&A

Financial Planning

What Does Fee Only Really Mean

Investing

The End of the Penny and What It Means for The Future of Money

Investing

Should I Pay Off My Mortgage Before Retirement

Financial Planning

High Income to High Net Worth: The Smart Way to Build Wealth That Lasts

Taxes

Charitable Giving Strategies to Maximize Your Tax Deductions

Investing

Qualified vs. Non Qualified Accounts: What It Really Means for Your Money

Investing

Maxed Out Your 401k? Here’s What to Do Next

Retirement

What to Do with an Old (or Forgotten) 401k

Retirement

The Best Age to Retire? It’s Not What You Think

Taxes

The Cash Balance Plan Advantage: Maximize Savings, Minimize Taxes

Retirement

Retirement Planning Mistakes: Don’t Forget These Hidden Costs!

Investing

How Portfolio Rebalancing Can Help You Stay on Track for Retirement

Insurance & Estate

Wills and Trusts: What You Need to Know to Pass On Your Wealth Wisely

Investing

ETFs vs. Mutual Funds: What’s the Real Difference?

Financial Planning

HSA Benefits: How to Use Your Health Savings Account for Maximum Impact

Taxes

Required Minimum Distributions: RMDs Explained

Insurance & Estate

Old Policies, New Problems: When to Rethink and Review Your Insurance

Taxes

Breaking Down the Big Beautiful Bill: Tax Cuts and Opportunities

Investing

FOMO and Investing: Why Emotions Sabotage Your Strategy

Taxes

Self-Employed Retirement Planning: How to Maximize Tax Savings and Wealth

Investing

What to Do After Maxing Out Your 401k

Investing

Investing in CDs: A Low-Risk Strategy You’re Probably Overlooking

Insurance & Estate

The Difference Between Permanent Life Insurance and Term Life Insurance (and Why It Matters)

Retirement

Your Medicare Choice Might Be Permanent - Here’s What to Know (with Medicare Specialist Andrew Mersereau)

Financial Planning

Making It Count: How to Balance Living for Today and Saving for Tomorrow

Retirement

How to Maximize Your Social Security Benefits & Why It Still Matters, Even If You're Wealthy

Taxes

Roth Conversion Strategies: Build Wealth for Your Family, Not the IRS

Financial Planning

What Is a Fiduciary Financial Advisor? And how a free lunch could cost you.

Investing

Asymmetric Risk: How to Invest Wisely, Even If You’re Wrong Most of the Time

Investing

Mutual Funds Explained: Because No One Ever Actually Reads the Fine Print

Taxes

Donor Advised Funds: A Smarter Way to Give (and Save on Taxes)

Investing

Investing in Private Equity as a Business Owner

Investing

How Diversification Can Save You From a Retirement Meltdown

Investing

Why the Dollar-Cost Averaging Investment Strategy Wins in Down Markets

Financial Planning

The Hidden Risks, and Realities, of Insurance for High-Net-Worth Individuals

Investing

Roth Conversion: Turning Market Lows Into Tax-Free Growth

Financial Planning

Physician Retirement Strategies: Making Early Retirement a Reality

Financial Planning

Selling Your Business? Valuation, M&A, and Exit Strategies with Chris Blees, CPA/ABV, CM&AA

Financial Planning

High Net Worth Financial Planning - What You Need to Know

Financial Planning

Turning High Income into Lasting Wealth: Proven Strategies for High Earners

Financial Planning

Roses Are Red, Violets Are Blue… Are Your Beneficiaries Still Right for You?

Investing

Tariffs Explained: How They Impact Your Wallet and Investments

Retirement

Healthcare in Retirement: What You Need to Know to Plan Ahead

Investing

The Future is Now: Investing in AI for Growth and Innovation

Taxes

Beyond Tax Prep: Elevating Your Wealth Through Strategic Tax Planning with Max Pollack, CPA

Financial Planning

Prosper, Protect and Pass it on– Estate Planning Tips

Investing

New Year, New Limits: Financial Updates for 2025

Investing

Dividend Paying Stocks: Income, Growth, and Risks Explained

Investing

Should I Buy an Annuity? Pros, Cons, and Everything In Between

Retirement

Navigating the Mental Shift into Retirement

Taxes

Zoom Out: Optimizing Retirement Accounts

Investing

5-10 Years to Go: Retirement Reality Check -Are You Really Ready?

Insurance & Estate

What Now? Strategies for Unused 529 Plan Funds

Retirement

Are You Making These 3 Common Retirement Mistakes?

Investing

401k Do's and Don'ts: Smart Strategies as You Near Retirement

Investing

The Art of Asset Allocation

Retirement

Why the FIRE Movement is BS

Retirement

Mastering Monthly Expenses in Retirement

Investing

Rethinking Home Equity in Your Retirement Strategy

Investing

How I Invest: A look inside a CFPs Portfolio

Financial Planning

Retirement Planning for Self-Employed Business Owners and 1099 Employees

Retirement

Understanding the SWAPA Market-Based Cash Balance Plan

Investing

The Power of Dollar Cost Averaging: A Timeless Investment Strategy

Investing

Understanding the Yield Curve: Trends and Implications

Investing

Hamilton’s Legacy: Modern Insights into U.S. Treasuries

Investing

Cash Clarity: Navigating Money Markets

Investing

Certificates of Deposit: An Old-School Investment Making a Modern Comeback

Taxes

Financial Planning for Pilots with Nick Coleman, CFP®

Investing

How Presidential Elections Affect the Stock Market: Insights and Historical Trends

Investing

Real Estate Investing: Fees, Cash Flow, and Risks

Investing

Collectibles as an Investment: Where Fun Meets Finance

Investing

Alternative Investments: Beyond Stocks and Bonds

Taxes

The Health Savings Account: Navigating Healthcare Costs

Taxes

Backdoor Roth: From Tax Burden to Tax-Free Growth

Retirement

Streamlining Retirement: Insights into Retirement Account Consolidation

Taxes

The Power of Catch-Up Contributions

Financial Planning

When can I retire? Navigating Retirement

Taxes

Taxes in Retirement: Planning Ahead

Retirement

401k Contributions for Pilots

Financial Planning

The What, Why and How of a Financial Plan

Retirement

United Pilot Plan Updates: Cash Balance Plan

Taxes

Navigating Taxes with Henry Ip, CPA

Financial Planning

Navigating Retirement Contributions: Demystifying 401(a) and 415(c) Limits

Financial Planning

Colorado Secure Savings Mandate - What you need to know

Taxes

10 Mistakes to avoid with your Roth IRA

Taxes

10 ACTIONABLE WAYS TO CUT TAXES NOW AND IN THE FUTURE

Financial Planning

6 important things to do when turning 65 - A Retirement Checklist

Investing

RETIREMENT VS. INFLATION

Taxes

HOW TO PREPARE FOR BIDEN’S NEW TAX LAWS

Financial Planning

SMALL CHANGES, BIG DIFFERENCES IN YOUR RETIREMENT PLAN

Financial Planning

CREDIT CARD REWARDS

Financial Planning

UNITED AIRLINE LAYOFFS – WHAT TO DO IF YOU ARE LAID OFF

Taxes

United Employee Benefits: How to Leverage Your RHA for Tax-Free Growth

Insurance & Estate

WHY YOU NEED TITLING, NOT JUST A WILL

Taxes

ROTH 401K OR TRADITIONAL 401K

Financial Planning

Money Savings Secrets: Amazon Prime

Investing

3 QUESTIONS TO ASK BEFORE MAKING ANY FINANCIAL DECISION

Financial Planning

10 Books for a Better Money Mindset

Financial Planning

Is Insurance an Investment?

Financial Planning

4 Reasons to Hire a CFP ®

Financial Planning

Differences Between an IRA and 401k

Financial Planning

Why Bonfire Financial?

Financial Planning

How do Financial Advisors Get Paid?